About Us

Our Story

OSASCO TECHNOLOGY LTD is a Ghanaian financial technology company incorporated in the Republic of Ghana, dedicated to making personal credit accessible, affordable, and transparent for all Ghanaians.

OSASCO Team
Who We Are

A Ghanaian Fintech Company

OSASCO TECHNOLOGY LTD was founded with a clear mission: to bridge the credit gap in Ghana by leveraging technology to provide fast, fair, and accessible personal loans. We are headquartered in East Legon, Accra, and serve customers across all 16 regions of Ghana.

Ghana's fintech sector comprises over 321 companies collectively driving financial inclusion across the country. OSASCO is proud to be part of this vibrant ecosystem, contributing to the digital transformation of financial services in West Africa.

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Our Values

🎯
Transparency

No hidden fees. All terms, interest rates, and repayment schedules are clearly communicated before you commit.

⚡
Speed

Loan decisions are made instantly using our proprietary credit scoring algorithm. Funds disbursed within minutes of approval.

🛡️
Trust

We comply with all applicable Ghanaian laws, including the Data Protection Act and Bank of Ghana regulatory guidelines.

🤝
Inclusion

We serve both banked and unbanked Ghanaians, accepting mobile money statements as proof of financial activity.

Company Milestones

2022 — Company Incorporation

OSASCO TECHNOLOGY LTD was incorporated under the Companies Act, 2019 (Act 992) of the Republic of Ghana.

2023 — Platform Development

Completed the development of our proprietary digital lending platform with integrated credit scoring and mobile money disbursement capabilities.

2024 — Market Launch

Official launch of personal loan products to the Ghanaian market, starting with Greater Accra and Ashanti regions.

2025 — Nationwide Expansion

Expanded operations to serve customers across all 16 regions of Ghana. Surpassed 10,000 active borrowers.

2026 — Regulatory Alignment

Aligned operations with the Bank of Ghana's new Digital Credit Service Provider guidelines, ensuring full compliance with consumer protection standards.