OSASCO TECHNOLOGY LTD provides fast, transparent, and affordable personal loans to individuals across Ghana. Apply digitally in minutes and receive funds directly to your mobile money wallet or bank account.
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Our platform leverages Ghana's mobile money infrastructure and digital banking ecosystem to deliver seamless financial services.
Apply entirely via your smartphone. Integrated with MTN MoMo, Telecel Cash, and AirtelTigo Money for instant disbursement.
Our interest rates are benchmarked against the Ghana Reference Rate, currently at 14.58% as of February 2026.
Compliant with Ghana's Data Protection Act, 2012 (Act 843). Your personal and financial data is encrypted and never shared.
Our Accra-based customer support team is available around the clock via phone, email, and WhatsApp.
"Applied for a loan on my phone and received the funds in my MoMo wallet within 10 minutes. Excellent service!"
Akua S.
"The interest rates are very transparent. No hidden charges like some other apps. I've recommended OSASCO to all my colleagues."
Kwame O.
"Customer service is top-notch. They responded to my WhatsApp message in under 2 minutes. Highly professional."
Abena D.Join thousands of Ghanaians who trust OSASCO for their personal loan needs. Apply today and get a decision instantly.
Apply for a Loan